Small Ticket Personal Loan
Documents Required
| Applicant | Guarantor |
|---|---|
|
Passport Size Photo – 2 |
Passport Size Photo – 2 |
|
PAN Card |
PAN Card |
|
Aadhar Card |
Aadhar Card |
|
Resident Proof (Light Bill/Vera Bill/Rent Agreement) |
NA |
|
Business Proof (Light Bill/Vera Bill/Rent Agreement) |
NA |
|
IT Return/Form No. 16 Last 3 Years |
NA |
|
Salary Slip Last 6 Months |
NA |
|
Bank Statement (12 Months) |
NA |
|
Cheque (7) |
NA |
|
Business Proof |
NA |
Interest Rates & Charges
| Charge Type | Charge |
|---|---|
|
Rate of Interest (Reducing) |
@ 35% |
|
Loan Processing Charges |
@ 3% + G.S.T |
|
Cheque/ECS Bounce Charges |
Rs. 500 + G.S.T |
|
Cheque Swap Charges |
Rs. 500 + G.S.T |
|
Statement of Account Charges |
0% |
|
Foreclosure Charges |
0% |
|
Duplicate Sanction Letter |
Rs. 250 + G.S.T |
|
Duplicate Repayment Schedule |
Rs. 250 + G.S.T |
|
Duplicate NOC |
Rs. 500 + G.S.T |
|
Photocopy of Loan Agreement/Documents |
Rs. 250 + G.S.T |
|
Stamp Duty Charges |
As Per State Stamp Act |
*(Subjest to change as per NBFC discretion from time to time)
*(GST as Application will be levied)