Mortgage Loan

Documents Required

Applicant Guarantor
Passport Size Photo - 2
Passport Size Photo - 2
PAN Card
PAN Card
Aadhar Card
Aadhar Card

Resident Proof

(Light Bill/Vera Bill/Rent Agreement)

NA

Business Proof

(Light Bill/Vera Bill/Rent Agreement)

NA

IT Return/Form No. 16

Last 3 Years

NA

Salary Slip

Last 6 Months

NA
Bank Statement (12 Months)
NA
SOA/Welcome Letter (Existing Loan)
NA
Cheque (7)
NA
Xerox Property File Copy (2)
NA
Original Property File
NA

Interest Rates and Charges

Charge Type Charge

Rate of Interest (Floating)

@ 15% to 18%

Loan Processing Charges

@ 1.5% + G.S.T

Login Fees

Rs. 2000/-

Cheque/ECS Bounce Charges

Rs. 750 + G.S.T

Cheque Swap Charges

Rs. 500 + G.S.T

Statement of Account Charges

0%

Foreclosure Charges

0%

Duplicate Sanction Letter

Rs. 250 + G.S.T

Duplicate Repayment Schedule

Rs. 250 + G.S.T

Duplicate NOC

Rs. 500 + G.S.T

Photocopy of Loan Agreement/Documents

Rs. 250 + G.S.T

Stamp Duty Charges

As Per State Stamp Act
In City

Legal Fees

Rs. 1500/-

Technical Fees

Rs. 2000/-
Out City

Legal Fees

Rs. 2000/-

Technical Fees

Rs. 2500/-

*(Subjest to change as per NBFC discretion from time to time)

*(GST as Application will be levied)

*(Non Refundable)

Eligibility

Eligibility
> Mortgage Loan Upto 15 Lacs.
> Age of Applicant: Minimum 25 year and maximum 60 year at the time of loan maturity.
> The loan amount sanction based on a property.
> It's consider on your income.
> It's depends on valuation of property.
> It's depends on the property to be mortgaged and repayment track records.
> Loan Maturity on Valuation of Mortgage Property

Residential Property upto - 60%

Commercial Property upto - 40%

Shed Property upto - 25%