Mortgage Loan

Documents Required

Applicant Guarantor
Passport Size Photo - 2
Passport Size Photo - 2
PAN Card
PAN Card
Aadhar Card
Aadhar Card
Resident Proof

(Light Bill/Vera Bill/Rent Agreement)
NA
Business Proof

(Light Bill/Vera Bill/Rent Agreement)
NA
IT Return/Form No. 16
Last 3 Years
NA
Salary Slip
Last 6 Months
NA
Bank Statement (12 Months)
NA
SOA/Welcome Letter (Existing Loan)
NA
Xerox Property File Copy (2)
NA
Original Property File
NA

Interest Rates and Charges

Charge Type Charge

Rate of Interest (Reducing)

@ 16%*

Loan Processing Charges

@ 1% + G.S.T

Login Fees

Rs. 3000/-

(Non Refundable)

Cheque/ECS Bounce Charges

Rs. 750 + G.S.T

Cheque Swap Charges

Rs. 500 + G.S.T

Statement of Account Charges

0%

Foreclosure Charges

0%

Duplicate Sanction Letter

Rs. 250 + G.S.T

Duplicate Repayment Schedule

Rs. 250 + G.S.T

Duplicate NOC

Rs. 500 + G.S.T

Photocopy of Loan Agreement/Documents

Rs. 250 + G.S.T

Stamp Duty Charges

As Per State Stamp Act
In City

Legal Fees

Depends on City

Technical Fees

Depends on City
Out City

Legal Fees

Depends on City

Technical Fees

Depends on City
  • (Subjest to change as per NBFC discretion from time to time)
  • (GST as Application will be levied)
  • (Non Refundable)

Eligibility

Eligibility
> Mortgage Loan Upto 50 Lacs.
> Age of Applicant: Minimum 25 year and maximum 60 year at the time of loan maturity.
> The loan amount sanction based on a property.
> It's consider on your income.
> It's depends on valuation of property.
> It's depends on the property to be mortgaged and repayment track records.
> Loan Maturity on Valuation of Mortgage Property

Residential Property upto - 60%

Commercial Property upto - 40%

Shed Property upto - 25%