Mortgage Loan
Documents Required
| Applicant | Guarantor |
|---|---|
|
Passport Size Photo – 2 |
Passport Size Photo – 2 |
|
PAN Card |
PAN Card |
|
Aadhar Card |
Aadhar Card |
|
Resident Proof
(Light Bill/Vera Bill/Rent Agreement) |
NA |
|
Business Proof
(Light Bill/Vera Bill/Rent Agreement) |
NA |
|
IT Return/Form No. 16
Last 3 Years |
NA |
|
Salary Slip
Last 6 Months |
NA |
|
Bank Statement (12 Months) |
NA |
|
SOA/Welcome Letter (Existing Loan) |
NA |
|
Xerox Property File Copy (2) |
NA |
|
Original Property File |
NA |
Interest Rates and Charges
| Charge Type | Charge |
|---|---|
|
Rate of Interest (Reducing) |
@ 16%* |
|
Loan Processing Charges |
@ 1% + G.S.T |
|
Login Fees |
Rs. 3000/- (Non Refundable) |
|
Cheque/ECS Bounce Charges |
Rs. 750 + G.S.T |
|
Cheque Swap Charges |
Rs. 500 + G.S.T |
|
Statement of Account Charges |
0% |
|
Foreclosure Charges |
0% |
|
Duplicate Sanction Letter |
Rs. 250 + G.S.T |
|
Duplicate Repayment Schedule |
Rs. 250 + G.S.T |
|
Duplicate NOC |
Rs. 500 + G.S.T |
|
Photocopy of Loan Agreement/Documents |
Rs. 250 + G.S.T |
|
Stamp Duty Charges |
As Per State Stamp Act |
In City |
|
|
Legal Fees |
Depends on City |
|
Technical Fees |
Depends on City |
Out City |
|
|
Legal Fees |
Depends on City |
|
Technical Fees |
Depends on City |
- (Subjest to change as per NBFC discretion from time to time)
- (GST as Application will be levied)
- (Non Refundable)
Eligibility
| Eligibility |
|---|
> Mortgage Loan Upto 50 Lacs. |
> Age of Applicant: Minimum 25 year and maximum 60 year at the time of loan maturity. |
> The loan amount sanction based on a property. |
> It’s consider on your income. |
> It’s depends on valuation of property. |
> It’s depends on the property to be mortgaged and repayment track records. |
> Loan Maturity on Valuation of Mortgage PropertyResidential Property upto – 60% Commercial Property upto – 40% Shed Property upto – 25% |