Gold Loan
Documents Required
| Applicant | Nominee |
|---|---|
|
Passport Size Photo – 2 |
Passport Size Photo – 2 |
|
PAN Card/Aadhar Card |
PAN Card/Aadhar Card |
|
Resident Proof:
(light bill/Vera Bill/Rent Agreement) |
NA |
|
Bank Statement (12 Months) |
NA |
Interest Rates & Charges
| Charge Type | Charge |
|---|---|
|
Rate of Interest (Flat) |
@ 13%* |
|
Loan Processing Charges |
Minimum Charge Rs. 750 or 1% + G.S.T |
|
Cheque/ECS Bounce Charges |
Rs. 500 + G.S.T |
|
Cheque Swap Charges |
Rs. 500 + G.S.T |
|
Statement of Account Charges |
0% |
|
Foreclosure Charges |
0% |
|
Duplicate Sanction Letter |
Rs. 250 + G.S.T |
|
Duplicate Repayment Schedule |
Rs. 250 + G.S.T |
|
Duplicate NOC |
Rs. 500 + G.S.T |
|
Photocopy of Loan Agreement/Documents |
Rs. 250 + G.S.T |
|
Stamp Duty Charges |
As Per State Stamp Act |
- (Subject to change as per NBFC discretion from time to time)
- (GST as Application will be levied)